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FINANCING

Flexible Financing for Your Dream Home

Beautifully crafted cabinetry is an investment in your home's comfort, functionality, and lasting value. Whether you're planning a custom kitchen, refreshing existing cabinets through professional cabinet refacing, or adding handcrafted built-ins, Lakeland Custom Cabinets offers access to financing options to help bring your vision to life.


Through our financing partner, GreenSky®, qualified homeowners can explore financing programs with terms designed to accommodate a variety of project sizes and budgets.


Our goal is to make the process straightforward, so you can focus on creating a home you'll enjoy for years to come.


Financing is subject to credit approval and applicable program terms.

10% MILITARY & FIRST RESPONDER DISCOUNT

EXPLORE FINANCING OPTIONS

Explore Current Financing Options

Choose the financing program that best fits your budget. GreenSky updates these financing offers automatically, so you'll always see the most current promotions and available loan options for qualified applicants.

Fixed-Rate Loan For 120 Months

Low monthly payments. Long-term budget-friendly option.

No Interest If Paid In Full In 12 Months, No Payments Required

No payments required during promotional period.

No Interest If Paid In Full In 15 Months, Payments Required

Payments required during promotional period.

Why Finance Your Project?

Financing allows many homeowners to:

  • Start their project sooner
  • Preserve savings for other priorities
  • Make manageable monthly payments
  • Invest in higher-quality cabinetry and finishes
  • Increase the beauty, functionality, and value of their home

Whether you're planning a single-room update or a complete renovation, financing can help turn your vision into reality.


Projects Eligible for Financing

Financing may be available for a variety of cabinetry and home improvement projects, including:

  • Custom Kitchen Cabinetry
  • Cabinet Refacing
  • Bathroom Vanities & Cabinetry
  • Custom Built-Ins & Entertainment Centers
  • Walk-In Closets & Storage Solutions
  • Pantries & Laundry Room Cabinetry
  • Kitchen & Bathroom Cabinetry Upgrades

Eligibility depends on the financing program, project scope, and credit approval.

Financing FAQs

How do I apply for financing?

You can apply directly through our trusted financing partner, GreenSky, using the “Apply Now” button under any financing option. Applications are quick, secure, and can be completed online in just a few minutes.

How fast can I get approved?

Many applicants receive a financing decision shortly after submitting their application. Some applications may require additional information or review. Approval times vary.

Do I need perfect credit to qualify?

Not necessarily. Financing eligibility depends on factors such as credit history, income, and the lender's underwriting requirements. We encourage interested homeowners to explore their available options.

What projects qualify for financing?

Financing may be available for custom cabinetry, cabinet refacing, built-ins, bathroom vanities, and other eligible home improvement projects. Contact us to discuss your project and available financing options.

Will applying affect my credit score?

GreenSky will explain any credit inquiry associated with your application before you proceed. The type of inquiry may vary depending on the financing program and your individual application.

When do payments start?

This depends on the financing plan you choose.

  • “No Payments, No Interest” plans require no payments during the promotional period.
  • Fixed-rate plans begin with your first monthly payment according to the loan terms.

All details will be shown clearly before you finalize your application.

Can I pay off my loan early?

Many GreenSky financing programs allow early payoff without prepayment penalties. Please review the terms of your selected financing program for complete details.

Is there a minimum or maximum project amount?

Minimum and maximum financing amounts vary depending on the available program and credit approval. Contact us to learn which options may be suitable for your project.

What other payment methods do you accept?

For convenience, we also accept:

  • Cash
  • All major credit cards
  • Checks

You can choose whichever option works best for your project and budget.

Military & First Responders Appreciation

10% Discount

At Lakeland Custom Cabinets, we're grateful for those who serve our communities and our country.

As a small, family-owned business, we're proud to offer a 10% discount (up to $500) to:

  • Active Duty Military
  • Veterans
  • Retired Military
  • Police Officers
  • Firefighters
  • EMS Professionals & First Responders

Please mention your eligibility during your consultation so we can apply your discount.

QUESTIONS ABOUT FINANCING?

We're happy to help you explore financing options and answer any questions about your project.

Serving homeowners throughout Lakeland, Winter Haven, Bartow, Auburndale, Plant City, Brandon, Riverview, Valrico, Davenport, and surrounding Central Florida communities. Contact us today to schedule your personalized consultation.