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FINANCING
Flexible Financing for Your Dream Home
A home you love should be within reach. Whether you're planning a custom kitchen, bathroom renovation, cabinet refacing, or handcrafted cabinetry, Lakeland Custom Cabinets offers flexible financing options to help make your project more affordable.
Through our trusted financing partner, GreenSky®, qualified homeowners can choose from a variety of financing programs with competitive terms designed to fit different budgets and project sizes.
We believe investing in your home should be exciting—not stressful—and we're here to help make the process simple from application to installation.
10% MILITARY DISCOUNT
UP TO $500 OFF
EXPLORE FINANCING OPTIONSExplore Current Financing Options
Choose the financing program that best fits your budget. GreenSky updates these financing offers automatically, so you'll always see the most current promotions and available loan options for qualified applicants.
Fixed-Rate Loan For 120 Months
Low monthly payments. Long-term budget-friendly option.
No Interest If Paid In Full In 12 Months, No Payments Required
No payments required during promotional period.
No Interest If Paid In Full In 15 Months, Payments Required
Payments required during promotional period.
Why Finance Your Project?
Financing allows many homeowners to:
- Start their project sooner
- Preserve savings for other priorities
- Make manageable monthly payments
- Invest in higher-quality cabinetry and finishes
- Increase the beauty, functionality, and value of their home
Whether you're planning a single-room update or a complete renovation, financing can help turn your vision into reality.
Projects Eligible for Financing
Most of our services qualify for financing, including:
- Kitchen Remodeling
- Bathroom Remodeling
- Custom Cabinetry
- Cabinet Refacing
- Built-In Cabinetry
- Entertainment Centers
- Fireplace Surrounds
- Floating Shelves
- Pantries
- Laundry Rooms
- Home Offices
- Closets
- Fine Finish Carpentry
Financing FAQs
How do I apply for financing?
You can apply directly through our trusted financing partner, GreenSky, using the “Apply Now” button under any financing option. Applications are quick, secure, and can be completed online in just a few minutes.
How fast can I get approved?
Most customers receive an approval decision within seconds of submitting their application. In some cases, GreenSky may request additional information.
Do I need perfect credit to qualify?
No. GreenSky offers a range of financing programs designed for many credit profiles. Approval depends on factors such as your credit history and income, but many homeowners qualify with average credit.
What projects qualify for financing?
All of our services are eligible, including:
- Kitchen remodels
- Bathroom remodels
- Cabinet refacing
- Custom cabinetry
- Built-ins and storage solutions
If you’re unsure whether your project qualifies, just ask—we’re happy to help.
Will applying affect my credit score?
GreenSky will explain any credit inquiry associated with your application before you proceed. The type of inquiry may vary depending on the financing program and your individual application.
When do payments start?
This depends on the financing plan you choose.
- “No Payments, No Interest” plans require no payments during the promotional period.
- Fixed-rate plans begin with your first monthly payment according to the loan terms.
All details will be shown clearly before you finalize your application.
Can I pay off my loan early?
Many GreenSky financing programs allow early payoff without prepayment penalties. Please review the terms of your selected financing program for complete details.
Is there a minimum or maximum project amount?
Most financing programs require a minimum project size of approximately $3,500. Maximum limits vary by plan—typically up to $50,000 or more. Ask us for details if your project is larger.
What other payment methods do you accept?
For convenience, we also accept:
- Cash
- All major credit cards
- Checks
You can choose whichever option works best for your project and budget.
Military & First Responders Appreciation
10% Discount — Up to $500 Off
At Lakeland Custom Cabinets, we're grateful for those who serve our communities and our country.
As a small, family-owned business, we're proud to offer a 10% discount (up to $500) to:
- Active Duty Military
- Veterans
- Retired Military
- Police Officers
- Firefighters
- EMS Professionals & First Responders
Please mention your eligibility during your consultation so we can apply your discount.
QUESTIONS ABOUT FINANCING?
We're happy to help you explore financing options and answer any questions about your project.
Serving homeowners throughout Lakeland, Winter Haven, Bartow, Auburndale, Plant City, Brandon, Riverview, Valrico, Davenport, and surrounding Central Florida communities. Contact us today to schedule your personalized consultation.